UAE AML/CFT Compliance Certification
Professional Certificate — aligned with UAE AML/CFT regulations
Build the anti-money laundering and counter-terrorist financing expertise UAE regulators now expect — from customer due diligence to suspicious transaction reporting — and step into one of the country's fastest-growing compliance roles.
What's included
- Built around Federal Decree-Law No. 20 of 2018 (as amended) and Cabinet Decision No. 10 of 2019
- Covers both financial institution and DNFBP obligations
- Practical CDD, EDD and goAML suspicious-transaction-report workshops
- Free demo session before you commit
- On-campus in the UAE or live online
Is this course right for you?
This programme is built for professionals who recognise themselves below.
Compliance officers and MLRO-track professionals at banks, exchange houses and financial institutions.
Staff at Designated Non-Financial Businesses and Professions (DNFBPs) — real estate, precious metals, legal and accounting firms — with AML obligations.
Auditors and finance professionals who want to add AML advisory to their service line as UAE enforcement intensifies.
Professionals targeting Compliance Officer, AML Analyst and MLRO roles across banking, real estate and corporate services.
Why earn AML Compliance Officer?
One of the UAE's fastest-growing compliance functions
Since the UAE's exit from the FATF grey list, regulators have sharply increased AML enforcement and scrutiny across banks, DNFBPs and free-zone entities.
Protects the business from severe penalties
AML violations carry some of the heaviest fines and licence-suspension risk of any UAE regulatory area — trained staff are the first line of defence.
Covers both financial and non-financial obligations
You learn the distinct requirements for regulated financial institutions and for DNFBPs like real estate brokers, dealers in precious metals, and legal and accounting firms.
Practical investigative skill
Beyond policy, you learn how to actually spot red flags, conduct enhanced due diligence and file a suspicious transaction report correctly.
A direct path to MLRO-track seniority
AML expertise is a recognised route into Money Laundering Reporting Officer and senior compliance roles, some of the best-compensated functions in UAE finance.
Future-proof, cross-sector relevance
AML obligations touch banking, real estate, precious metals, legal services and more — this expertise travels across industries, not just one employer.
Full curriculum
We show the complete syllabus up front — nothing hidden behind a form.
Module 1 — AML/CFT Framework
- Overview of Federal Decree-Law No. 20 of 2018 and Cabinet Decision No. 10 of 2019
- The UAE's National AML/CFT strategy and FATF context
- Regulated financial institutions vs. DNFBP obligations
- Risk-based approach: institutional and business risk assessments
Module 2 — Customer Due Diligence & Monitoring
- Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)
- Politically Exposed Persons (PEPs) and sanctions screening
- Beneficial ownership identification and its link to UBO compliance
- Ongoing monitoring and transaction pattern red flags
Module 3 — Reporting & Governance
- Filing Suspicious Transaction/Activity Reports (STRs/SARs) via goAML
- The role of the Compliance Officer and MLRO
- Record-keeping, staff training and internal policy design
- Penalties, enforcement trends and audit readiness
How you get certified
This is a practitioner certification in AML/CFT compliance procedure. Institutions appointing a formal Compliance Officer or MLRO should confirm any additional regulator-specific registration requirements for their sector.
- Assessment
- Case-based assignments plus a final assessment
- Format
- Practical CDD, red-flag and STR-filing scenarios
- Credential
- MCDA Professional Certificate in UAE AML/CFT Compliance
- Basis
- Aligned with Federal Decree-Law No. 20 of 2018 and current guidance
- Delivery
- On-campus in the UAE or live online
- Recognition
- Recognised by UAE employers as evidence of AML/CFT competency
What you'll be able to do
- Conduct Customer Due Diligence and Enhanced Due Diligence to UAE regulatory standard
- Identify red flags and suspicious activity across financial and DNFBP contexts
- File Suspicious Transaction Reports correctly via goAML
- Design and defend an AML compliance programme, ready for regulator review
Our track record
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Focused investment against serious penalty risk
Given the scale of AML enforcement risk, this certification is one of the highest-value additions a compliance professional can make. We share exact pricing and instalment options on your free consultation call.
AML Compliance Officer — your questions answered
No. While banking and financial institutions have the most established AML functions, DNFBPs — real estate, precious metals and stones dealers, and legal/accounting firms — carry the same core obligations. The course covers both tracks.
This certification builds the practical knowledge an MLRO needs. Some regulators and institutions have additional sector-specific registration or experience requirements for the formal MLRO title, which we clarify for your specific sector on the consultation call.
AML/CFT compliance is about detecting, preventing and reporting money laundering and terrorist financing risk. UBO compliance is about disclosing beneficial ownership to licensing authorities. They intersect — beneficial ownership identification is part of due diligence — but they're distinct obligations, and many professionals take both to build a complete compliance skill set.
The curriculum reflects the UAE's current AML/CFT framework and enforcement priorities, and we update material as the Central Bank, Ministry of Economy and FATF guidance evolves.
Most professionals complete it in 5 to 7 weeks studying part-time.
Yes. We offer instalment options, explained in full on your free consultation call.
Ready to get started?
Book your free consultation now — a 20-minute call to map the right course to your career goals.
Two ways to lock in your free consultation
Message us on WhatsApp or give us a call — we'll find a time that works for you, no forms to fill out.
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